The Foreclosure Alliance includes a number of counseling organizations, which consists of all HUD intermediaries that

have offices across the United States. The organizations play a key role in the success of Foreclosure Prevention, providing borrowers in-depth debt management, credit counseling and overall foreclosure counseling.

The Making Home Affordable Program is part of the President’s broad, comprehensive strategy to get the economy back on track. The plan will help up to 7 to 9 million families restructure or refinance their mortgages to avoid foreclosure. The plan can help responsible homeowners who are at risk of default or are facing foreclosure.

Credit Counseling The NFCC is an organization of credit counseling agencies that promotes quality credit counseling, debt reduction services and education in managing personal finances. It sets standards for agency accreditation, counselor certification and policies that ensure free or low-cost confidential services.

Credit Report By law, you are entitled to receive one free credit report from each of the three national credit reporting agencies per year. You can order them or view them immediately online at annual credit report— after you provide identification information. You also may order your credit score from each agency, but you will have to pay a small fee per score.

Consumer Debt Advice Designed to help consumers understand the wise use of credit and to locate certified counselors to assist in any debt issues that may arise either from a mortgage or otherwise. Find a NFCC member location near you..

Tags: counseling, counselor certification, credit, debt, debt management credit counseling, debt reduction services, foreclosure, foreclosure prevention, HOPE, managing personal finances, report, United States